RISK , FRAUD , COMPLIANCE & CREDIT INTELLIGENCE
The verification, screening, fraud and credit-intelligence capability behind every Veefin product — identity to underwriting to monitoring, delivered through one secure API layer and governed to bank standards.
identity, KYC and KYB, screening — at onboarding, and after.
fraud and financial crime caught as they happen.
from a stack of documents to a scored assessment, before the bank lends.
early warnings while there's still time to act.
Most banks assemble these checks from a dozen vendors — one for KYC, one for fraud, one for statements, one for screening — each with its own integration, its own record and its own view of the customer. Veefin delivers them as one capability: every check below draws on, and writes back to, one customer record, and every Veefin product — and, through APIs, the bank's other systems — inherits the results.
Identity established at onboarding — and kept established.
API-driven, real-time verification of national identity and tax documents (for example, Aadhaar and PAN in India), passports, driving licences, voter IDs, vehicle registration records, and bank-account ownership and status
face verification against identity documents, face-liveness detection, and biometric authentication for selfie-based login and reauthentication
real-time, video-based identity verification for fully remote onboarding
identity documents read, extracted and structured automatically at intake
the business customer verified as one picture: data from credit bureaus, corporate registries (for example, the Ministry of Corporate Affairs in India), financial regulators, court and tribunal records, tax authorities and market sources, compiled into a single view of ownership, filings, litigation and financial standing
What it earns the bank: onboarding that concludes in minutes, on evidence — for individuals and businesses alike.
Fraud caught at the gate, and after it.
unique device fingerprints built from hardware and software parameters; risk flagged at the device level before it reaches an account
fraudulent patterns detected from behaviour itself, without waiting for a predefined rule to exist
automated traffic separated from genuine users; bot attacks on digital journeys halted
the legitimacy of a digital identity assessed from its name, mobile and email footprint
tamper detection at font, byte and metadata level; bank-statement integrity checks
invoices authenticated against GST, e-Invoice and e-way-bill records: preverified invoices for trade and supply chain finance
PEP, sanctions and adverse-media screening at onboarding and continuously; AML transaction monitoring tuned to surface the alerts a team should act on
What it prevents: the fraud reconstructed after the money has gone — and the programme losses that ship in bulk.
A stack of documents turned into a scored, defensible assessment.
balance sheets, income statements and notes, digital or scanned, with validation and terminology mapping for standardised analysis
a non-template engine covering the breadth of banking formats; fraudaware; recurring transaction patterns identified automatically; net-banking exports and scanned statements alike
detailed examination of income-tax filings by fiscal year
registration status confirmed; financial ratios and year-on-year sales and purchase trends; inter-company transactions; HSN-wise sales; top customers and vendors; filing discipline
credit reports, bank account information and employment verification through a single secure API
scorecards, probability-of-default grading, and first-draft credit appraisal memos generated from the file
What it earns: a credit officer who starts from an assessment, not a blank page — at any ticket size.
The decision is monitored for as long as it lives.
raised from repayment behaviour, utilisation and external indicators, while there is still time to act
the book watched as it moves, not reported at month-end
watchlist, PEP and sanctions status refreshed after onboarding, because status doesn't stand still
the fraud lens kept on the account after it opens
What it prevents: deterioration explained in hindsight.
Every capability on this page is delivered through a single, secure API suite — integrated into Veefin products natively, and into the bank's other systems through VECTOR's low-code integration. Document digitisation runs across the estate, turning paper into data wherever journeys still begin on paper. The layer runs on Veefin 4.0 — one customer record, one governance model, ISO 27001 and SOC 2 — and everything it produces is explainable and audit-ready, per the standards set out on the family page.
Runs on Veefin 4.0 — low-code configuration through VECTOR · common customer, workflow and control model · API-first integration to core banking, ERP and external ecosystems.
